Posts By: The Route – Finance

Platform Power – How Information Helps Drive Investment

Since the launch of the first Peer to Peer and Equity Crowdfunding platforms, alternative finance has not only been providing new options for businesses seeking capital, it has also been redefining the web of relationships that link companies, investors and intermediaries.    In broad terms, the various platforms that have emerged over the past five…

Read More

A Shifting Balance – Why Alternative Finance is Winning Market Share

Marketplace lending is now an established segment of the UK’s business finance ecosystem, but until relatively recently it has perhaps been considered as an ‘alternative’ solution – something that sits outside the mainstream.   It’s a perception that may be changing, as debt platforms take an increasingly large share of the SME lending market.  …

Read More

Alternative Finance and Multiple Funding Round

The concept of multiple funding rounds is familiar to most business owners – and particularly to those entrepreneurs who are focused on steering their companies on a growth path that runs from ‘startup’ to ‘scale-up’. The classic funding escalator runs from seed funding –  which might be sourced from angels, VCs, an accelerator, a government…

Read More

Beyond Peer to Peer Lending – Why Opt For a Private Debt Platform?

‘Peer-to-peer lending’. These days it’s a term that is familiar to just about everyone with an interest in SME finance. Widely covered in the press and now broadly recognised by brokers and advisers as an option that should be considered when businesses need to borrow, Peer-to-Peer debt solutions are, arguably, no longer ‘alternative’ but part…

Read More

A Short Guide to Alternative Finance

The growing popularity and availability of ‘alternative finance’ has been one of the big business stories of the last five years or so. The expansion of the Alternative Finance universe isn’t surprising. The great financial crisis swept away many of the comfortable ‘certainties’ of the funding marketplace. Prior to the meltdown in the global banking…

Read More

First Port of Call – When to Seek Alternative Finance

Nature abhors a vacuum, so when bank lending slowed to a trickle in the wake of the global financial crisis, it was almost inevitable that new forms of business funding would emerge to address demand from SMEs for growth and working capital. In the short term, asset backed lenders – the alternative financiers of their…

Read More