Posts By: The Route – Finance

Understanding The Alternatives: A Guide To Alternative Finance Platforms

Every industry and discipline the world over has its own set of jargon that you simply won’t encounter anywhere else. If you’re into poetry, then you will be dealing in the realms of enjambment, villanelles, caesuras, and anapaestic tetrameter. If you’re unfortunate enough to find yourself in the world of law, then it’ll be insolvencies,…

Read More

The Rise And Rise Of Alternative Finance

The credit crunch fuelled recession that swept the globe between 2007 and 2009 quite naturally – and quite fairly – has a bad reputation. Politicians, finance professionals, business owners, private and public sector workers, and everyday consumers – practically everybody has been affected in some way or another by the chaos that came out of…

Read More

Britain’s Peer-to-Peer Lenders Provided £1.24 Billion Of Credit During 2014

Britain’s peer-to-peer lenders provided £1.24 billion of credit during 2014, taking total lending to more than £2.1 billion pounds, which is more than double the figure at the end of 2013. This year may see peer-to-peer become a mainstream financing option as investors may be able to participate via their ISA’s in the near future.…

Read More

UK Banks Are Pulling Back On Overseas Lending

UK banks are pulling back from lending to overseas at a faster rate than any other country as they focus on the domestic market. Kristin Forbes, a member of the Monetary Policy Committee said that UK cross-border financial exposure has fallen about 23% since its peak, and is currently back at its late 2007 levels.…

Read More

Secured Loan Repayment

As you are no doubt aware, The Route – Finance, via its Private Debt Platform, provides opportunities for its Members to lend directly to companies that have realisable assets available to pledge as security. Once a loan reaches the end of its specified term, one of these three events occurs: The loan capital plus interest is…

Read More

£2.4 Million Loan Completed & Pipeline Update

The Route – Finance has now completed its largest, single Secured Loan raise to date, of £2.4 million. This Loan was oversubscribed by The Route Investors and reflected the strong key terms of: An attractive interest premium; The high quantity of good quality, income producing security; and The probable sale of one or more of…

Read More