Posts By: Trevor Clawson

Why The Property Development Market Will Ride The Storm

When pundits talk about Britain’s entrepreneurial boom, the property development market is often forgotten. And yet look around the UK today and it quickly becomes apparent that development projects – from the smallest to the largest – are playing a huge part in driving continued economic prosperity. Not only are they providing places to live…

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Private Credit – Why it is on the rise for UK Businesses

Since 2012, The Route – Finance’s Private Debt Platform has raised £132m in funds committed by investors. That’s an impressive figure in itself, but it is also part of a much bigger picture that has been developing in the wake of the 2008 crisis. Since then, private investors have been increasingly willing to fund small-…

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Due Diligence and Borrower Transparency are Key to Debt Funding

In an ideal world, business owners seeking to raise debt capital would approach potential lenders well in advance of the money being required. That’s not always possible, of course. Opportunities arise that may require debt funding. Less positively, a business may fall victim to an unexpected event – such as the collapse of a major…

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Platform Lending to SME’s Extends Beyond Plain Vanilla Term Loans

Let’s wind the clock back ten years, to a time before the advent of Alternative Finance, when lending to small and medium-sized businesses was dominated, almost entirely, by high street banks.    From the perspective of small businesses, the options seemed simple. Depending on circumstances and the requirements of the business, the bank would offer…

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Private Debt Platform Investment Providing More Capital For The Route’s Borrowers

Since its launch, investors have committed almost £132 million to support entrepreneurs, developers and business owners via The Route – Finance’s Private Debt Platform.   Taken in isolation it’s an impressive figure. Those who invest via The Route – Finance’s platform are private individuals committing their own funds. Like all investors, they are accepting a…

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Family Offices Property Strategies Indicate Growing Interest in Co-Investment Deals

In a report published earlier this year, professional services firm Deloitte set out some of the challenges facing family offices. These included the perennial issues associated with managing the transfer of wealth between one generation and the next and developing strategies that take account of different priorities within families. Other challenges are very much of…

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Assessing the Cost of Capital On Property Development Projects

There is no single way to raise the capital necessary to fund a property development project. Depending on the size and scope of the venture, a developer might opt for some kind of term loan, a development finance package, bridging loan or a joint equity venture in which the profits are split between one or…

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Beyond P2P – The Growing Importance of Niche Lending Platforms

In many respects, platform lending has been accepted into the corporate finance mainstream. Witness the latest report from the Cambridge Centre for Alternative Finance. Crunching the numbers for 2017, the Centre found that around 40% of loans advanced to businesses through P2P platforms were funded by institutions, including mutual and pension funds. It’s a finding…

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