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The world of property development has its own well-established finance ecosystem – one in which banks and also specialist lenders provide a range of funding options to investors, developers and entrepreneurs. And that is good news for anyone preparing plans for an investment in the buy-to-let market or something more ambitious – perhaps…
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Property development opportunities take many forms, so naturally enough, there are also numerous finance options. When preparing to borrow to fund a project, it’s important not only to match the source of finance to the project, but also to think about what the lender will require before signing off on a deal. So depending on…
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Entrepreneurs see opportunities that are not necessarily apparent to others. Some take the Branson approach – looking at a mature market and coming up with ways to do things better and more profitability. Others identify demand for a product or service that is not yet being met by existing providers. And there are those who…
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Britain’s ‘buy to let’ boom has encouraged huge numbers of people to invest in residential property as a means to secure income and growth. On the face of it, the ‘buy to let’ market is dominated by relatively unambitious investors. According to a Council of Mortgage Lenders report (The Profile of Private Landlords) around 60%…
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Britain’s town and city centres have undergone huge changes over the last few decades. As manufacturing declined, many of the light and heavy industrial units that operated in close proximity to shopping and residential areas have been converted to offices or, more recently, apartments. Looking to the future, as retailers come under pressure, many analysts…
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Back in January of this year, merchant bank, Close Brothers published a survey suggesting that just over a quarter of UK SMEs felt they were not being served by their high street banks. In particular, the survey identified a perception that traditional banks lacked the specialist knowledge required to effectively support their small business customers.…
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The scale of Britain’s contribution to the European Union continues to be a subject for sometimes heated debate – even two years after the Brexit vote. During the referendum campaign, those on the leave side put the figure at £19bn per year, while remain voters pointed out that a large percentage of that money came…
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In December 2017, the Financial Conduct Authority issued a statement warning that Initial Coin Offerings (ICOs) should be considered as high risk and highly speculative investments, suitable only for sophisticated investors. To support its statement, the Authority cited a number of risk factors that should be flashing warning lights. These included the fact that…
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Financial technology – more colloquially referred to as Fintech – has become one of the hottest corners of the UK’s startup universe. Evidence of the sector’s strength is provided, at least in part, by the growing interest of investors. In 2017, British tech startups attracted £2.99bn in equity investment, according to figures published by…
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The Alternative Finance universe is expanding and evolving, but for most small and medium sized businesses in search of funding, there are two basic options – namely borrowing or selling equity via a crowdfunding platform. Borrowing via an online platform is the most popular of the two, at least in terms of the sums…
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