Blog

What’s in a Name? – the Difference Between Peer to Peer lending and Private Debt    

‘Private debt’ is not a term that has much resonance outside the financial services industry. Unlike, say, crowdfunding and peer-to-peer lending, the concept doesn’t attract much coverage in the mainstream press and, as yet, it probably isn’t on the radar screens of the majority of small and medium sized business owners. And yet, along with…

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Crunching the Numbers – What 2017s Numbers Say About AltFi’s Future

2017 marked another year of growth for the Alternative Finance industry – a sector that now not only includes crowdfunding and platform lending, but arguably a whole new fund-raising category in the shape of initial coin offerings (ICOs). But what do last year’s figures tell us about the industry’s prospects in 2018. And perhaps more…

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The Year Ahead  – Where Will Alternative Finance Go in 2018?

What does the future hold for the Alternative Finance industry? Or to be more precise, after a year (2017) in which Altfi consolidated its position as a mainstream funding option for SMEs, how will the market develop in the year ahead?   To some extent, the direction of travel is clear. In December 2017, the…

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Platform Power – How Information Helps Drive Investment

Since the launch of the first Peer to Peer and Equity Crowdfunding platforms, alternative finance has not only been providing new options for businesses seeking capital, it has also been redefining the web of relationships that link companies, investors and intermediaries.    In broad terms, the various platforms that have emerged over the past five…

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A Shifting Balance – Why Alternative Finance is Winning Market Share

Marketplace lending is now an established segment of the UK’s business finance ecosystem, but until relatively recently it has perhaps been considered as an ‘alternative’ solution – something that sits outside the mainstream.   It’s a perception that may be changing, as debt platforms take an increasingly large share of the SME lending market.  …

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Preparing to borrow – What A Business Needs To Do

                    Platform-based lending has undoubtedly opened up the UK’s corporate finance market. Five years ago, a small company seeking debt funding would have – almost by default – gravitated towards one or more High Street banks, or perhaps a specialist business lender, recommended by a broker.…

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Alternative Finance and Multiple Funding Round

The concept of multiple funding rounds is familiar to most business owners – and particularly to those entrepreneurs who are focused on steering their companies on a growth path that runs from ‘startup’ to ‘scale-up’. The classic funding escalator runs from seed funding –  which might be sourced from angels, VCs, an accelerator, a government…

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