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Alternative Finance Terminology A-Z – Part 4 (S-Z)

 “Money is better than poverty, if only for financial reasons.” – Woody Allen Welcome to Part 4 of our guide to Alternative Finance Terminology (see also Part 1, Part 2 and Part 3). S Security In the world of Alternative Finance, security generally refers to collateral on a loan, which a lender can use to…

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Alternative Finance Terminology (Part 3) – M-R

  “I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died.” – Malcolm Forbes In Part 1 and Part 2 of this series, we’ve been doing our little bit to demystify the world of obscure phrases, weird juxtapositions, and otherwise meaningless acronyms that make up the…

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What Exactly Is Sophisticated Investor to Business Lending?

  Today, businesses face real challenges when it comes to sourcing traditional bank finance. In the past, owners of small and medium-sized enterprises (SMEs) who were seeking a loan would instinctively turn to one place– their local bank. This is very much still the case for the vast majority of SME owners.At present, the largest…

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Alternative Finance Terminology A-Z – Part 2 (G-L)

Scrabble letters jumble – Alternative Finance Terminology A-Z – Part 2 (G-L)

“Withdrawal symptoms are what you experience every time you go near your bank” – Anonymous. All industries and disciplines have their very own unique sets of jargon – and the AltFi (that’s an abbreviation for “alternative finance”, by the way) industry is no different. Here’s Part 2 of The Route – Finance’s alternative finance terminology…

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Alternative Finance Terminology A-Z – Part 1 (A-F)

Wooden cube letters – Alternative Finance Terminology A-Z – Part 1 (A-F)

“A bank is a place that will lend you money if you can prove that you don’t need it.” – Bob Hope There is a rather alarming paradox at play in many industries and professions the world over, and it’s this: rather than using their intelligence, the professional world is full of people who instead…

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Debt Financing Vs. Equity Financing – The Pros and The Cons

one way/another way sign post – Debt Financing Vs. Equity Financing – The Pros and The Cons

Let’s begin by stating a simple truth – businesses need finance to grow. In an ideal world, this finance would be taken from the business’s very own booming profits, and growth would be self-perpetuated forever more. Unfortunately, however, this is the real world that we find ourselves in, and the real business world at that,…

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How to Reduce Small Business Debt

debt unchained - How to reduce small business debt

The joy of being an entrepreneur is all-engrossing. The journey is tough, the road paved with enemies and obstacles, but ultimately the rewards are plentiful. Or are they? Quitting your day job to pursue a dream – or perhaps a dream income – takes its toll emotionally and energetically. You have a solid business plan,…

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Coffee, Conversation And Collaboration: The AltFi Revolution And The Need For Co-operative Platforms

Coffee, Conversation And Collaboration: The AltFi Revolution And The Need For Co-operative Platforms

“The sanctuary of health, the nursery of temperance, the delight of frugality, an academy of civility, and a free-school of ingenuity.” The notions of such a quote, if it was proffered today, could rather appropriately be attributed to the myriad faculties in the realms of digital business and finance. For here indeed much ingenuity, civility,…

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