The Changing Face of Customer Service

Challenger Banks and AltFi Platforms are Changing the Face of Customer Service   We’ve all become accustomed to “always-on” customer service;it’s hard to imagine a world in which you couldn’t order a television from Amazon, swap money between bank accounts or update insurance details at any time of the night or day. And if we…

Read More

Opening the Books – Preparing for Due Diligence

Any business owner seeking to raise capital must inevitably ask a simple question. Will my funding proposal represent an attractive proposition to lenders or equity investors? It’s a question that is often the precursor to a series of steps that will ultimately create a better business. A requirement for additional finance forces a change of…

Read More

Alternative Finance Terminology A-Z – Part 4 (S-Z)

 “Money is better than poverty, if only for financial reasons.” – Woody Allen Welcome to Part 4 of our guide to Alternative Finance Terminology (see also Part 1, Part 2 and Part 3). S Security In the world of Alternative Finance, security generally refers to collateral on a loan, which a lender can use to…

Read More

Alternative Finance Terminology (Part 3) – M-R

  “I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died.” – Malcolm Forbes In Part 1 and Part 2 of this series, we’ve been doing our little bit to demystify the world of obscure phrases, weird juxtapositions, and otherwise meaningless acronyms that make up the…

Read More

What Exactly Is Sophisticated Investor to Business Lending?

  Today, businesses face real challenges when it comes to sourcing traditional bank finance. In the past, owners of small and medium-sized enterprises (SMEs) who were seeking a loan would instinctively turn to one place– their local bank. This is very much still the case for the vast majority of SME owners.At present, the largest…

Read More

Alternative Finance Terminology A-Z – Part 2 (G-L)

Scrabble letters jumble – Alternative Finance Terminology A-Z – Part 2 (G-L)

“Withdrawal symptoms are what you experience every time you go near your bank” – Anonymous. All industries and disciplines have their very own unique sets of jargon – and the AltFi (that’s an abbreviation for “alternative finance”, by the way) industry is no different. Here’s Part 2 of The Route – Finance’s alternative finance terminology…

Read More

Alternative Finance Terminology A-Z – Part 1 (A-F)

Wooden cube letters – Alternative Finance Terminology A-Z – Part 1 (A-F)

“A bank is a place that will lend you money if you can prove that you don’t need it.” – Bob Hope There is a rather alarming paradox at play in many industries and professions the world over, and it’s this: rather than using their intelligence, the professional world is full of people who instead…

Read More