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Let’s begin by stating a simple truth – businesses need finance to grow. In an ideal world, this finance would be taken from the business’s very own booming profits, and growth would be self-perpetuated forever more. Unfortunately, however, this is the real world that we find ourselves in, and the real business world at that,…
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The joy of being an entrepreneur is all-engrossing. The journey is tough, the road paved with enemies and obstacles, but ultimately the rewards are plentiful. Or are they? Quitting your day job to pursue a dream – or perhaps a dream income – takes its toll emotionally and energetically. You have a solid business plan,…
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“The sanctuary of health, the nursery of temperance, the delight of frugality, an academy of civility, and a free-school of ingenuity.” The notions of such a quote, if it was proffered today, could rather appropriately be attributed to the myriad faculties in the realms of digital business and finance. For here indeed much ingenuity, civility,…
Read MoreThe Route – Finance’s summer book launch was an exciting event – and not only because Richard Admiraal’s Be The Bank formed the centrepiece for discussion about how investors can earn high returns securely by lending to SMEs. For we were lucky enough to hear a talk from David Sayer, Global Head Of Banking at…
Read MoreAs people are living longer, many are able to remain in work well beyond their mid-60s. Contrary to what some believe, rather than this ageing working population proving to be a drag on the economy – not least, as some argue, in the realms of youth unemployment – the spending of older workers actually creates…
Read More“Only a fool learns from his own mistakes. The wise man learns from the mistakes of others.” Otto von Bismarck SMEs need finance. That’s a situation that will never change. However, precisely how SMEs are accessing finance, and indeed how they will do so in five, ten, twenty years time, is changing rapidly. Since the…
Read More“A hero ventures forth from the world of common day into a region of supernatural wonder: fabulous forces are there encountered and a decisive victory is won: The hero comes back from this mysterious adventure with the power to bestow boons on his fellow man.” Joseph Campbell, The Hero With A Thousand Faces The startup’s…
Read MoreEvery industry and discipline the world over has its own set of jargon that you simply won’t encounter anywhere else. If you’re into poetry, then you will be dealing in the realms of enjambment, villanelles, caesuras, and anapaestic tetrameter. If you’re unfortunate enough to find yourself in the world of law, then it’ll be insolvencies,…
Read MoreThe credit crunch fuelled recession that swept the globe between 2007 and 2009 quite naturally – and quite fairly – has a bad reputation. Politicians, finance professionals, business owners, private and public sector workers, and everyday consumers – practically everybody has been affected in some way or another by the chaos that came out of…
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