Industry News

Invoice Finance Restrictions To Be Lifted

In a new bid to help SMEs grow, the UK government has vowed to lift “restrictive clauses” on invoice finance. At present, such clauses in contracts prohibit small businesses from using invoice finance against big business customers. But, in a statement on Monday, the small business department has said that it will ban anti-invoice terms…

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SMEs Seek Alternative Funding Over Bank Overdrafts

Recent research conducted by One Poll (on behalf of Liberis) has found that more and more SMEs are turning their backs on banks, instead seeking finance opportunities from alternative lenders. One Poll surveyed 1,000 small businesses. Of these, 70% stated that they didn’t require any funding so have not applied for it. However, of those…

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Democratising Finance: The Call For Transparency

We have recently tracked the rise and rise of alternative finance on our blog page, and with the likes of the P2PFA continuing to report record breaking figures for the sector year after year, then it’s safe to say that alternative lending platforms have arrived and are here to stay. But, be that as it…

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Only 9% Of SMEs Approach Alternative Lending Platforms For Funding

Raising awareness of alternative finance is only the first step towards market maturity. As we reported earlier this month, as much as 42% of SMEs are completely unaware of the alternative finance options that are available to them – but when it comes to SMEs actually approaching an alternative lending platform for funding, the figure…

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Conducting Due Diligence: The Risks Of Alternative Lending

P2P (peer-to-peer) lending is one of the fastest growing markets in the UK. Breaking record after record for amounts lent year after year, savers and investors who have discovered the various online alternative lending platforms have been enjoying some high returns on their ventures now for some time. Indeed, 2015 seems to be the year…

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The Route – Finance Investors Provide £875,000 Loan To Rehabilitate Brownfield Site With Interesting “Spin”

The Route – Finance has approved a loan of £875,000 for the purchase of a former brick clay pit site in County Tyrone, Northern Ireland, which extends to nearly 200 acres and borders the town of Coalisland. The lands had been subject to both coal mining and clay extraction for approaching 150 years, with the…

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UK P2P Lending Market Breaks Another Record

Peer-to-peer (P2P) lending continues its unprecedented success in Q2 2015, according to new data released by the Peer-to-Peer Finance Association (P2PFA). Q1 2015 statistics had already set the record for the P2P lending market, with a combined figure of £455.6 million being lent out via P2P lending platforms across the UK. But last week, the…

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On The Rise: Alternative Development Lending Jumps 52%

The alternative finance sector has been making big waves in 2015, having made the successful transition from a fledgling innovation to a widely respected and accepted alternative source of investment opportunities and finance. Indeed, Crowdfunding and P2P lending have come of age, quite rightly being hailed as a UK success story. The benefits of alternative…

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Alternative Finance Asia: Exploring An Untapped Market

Alternative finance is already a resounding UK success story, and indeed enjoys similar penetration across the whole of the European continent. As Robert Wardrop, executive director at Cambridge University’s Centre for Alternative Finance, notes: “The percentage of early stage seed deals funded by crowdfunding is growing, and is beginning to cannibalize the volume of these…

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