Industry News

35% of SMEs Refused Loans by ‘The Big 4’

The economic crisis was a wake up call for key financial players the world over. Ever since, lenders have been keener than ever to seek out higher returns on investments, and borrowers have been more determined to get better access to reliable credit, and, of course, lower interest rates. However, the banks, quite frankly, since…

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Britain’s Peer-to-Peer Lenders Provided £1.24 Billion Of Credit During 2014

Britain’s peer-to-peer lenders provided £1.24 billion of credit during 2014, taking total lending to more than £2.1 billion pounds, which is more than double the figure at the end of 2013. This year may see peer-to-peer become a mainstream financing option as investors may be able to participate via their ISA’s in the near future.…

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UK Banks Are Pulling Back On Overseas Lending

UK banks are pulling back from lending to overseas at a faster rate than any other country as they focus on the domestic market. Kristin Forbes, a member of the Monetary Policy Committee said that UK cross-border financial exposure has fallen about 23% since its peak, and is currently back at its late 2007 levels.…

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Secured Loan Repayment

As you are no doubt aware, The Route – Finance, via its Private Debt Platform, provides opportunities for its Members to lend directly to companies that have realisable assets available to pledge as security. Once a loan reaches the end of its specified term, one of these three events occurs: The loan capital plus interest is…

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£2.4 Million Loan Completed & Pipeline Update

The Route – Finance has now completed its largest, single Secured Loan raise to date, of £2.4 million. This Loan was oversubscribed by The Route Investors and reflected the strong key terms of: An attractive interest premium; The high quantity of good quality, income producing security; and The probable sale of one or more of…

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Secured Lending Competitor Analysis

The findings of the analysis were as follows: 1. Premiums on The Route – Finance’s (R-Fin) Loans are significantly higher than other ‘Peer to peer’ lenders. The R-Fin targets a return of 15% per annum on Secured loans which is higher than other ‘Peer to peer’ lenders where below 10% is the norm 2. The Route –…

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Win International Rugby Tickets

Win Two Tickets to the England v New Zealand QBE International on Saturday 16th November – PLUS! A Plate of oysters 2 foaming tankards of Black Velvet At Wright Brothers Oyster and Porter House in Borough Market before hand. This is the first phase of the website which provides information and allows borrowers to contact The Route – Finance direct, which should…

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