Please call to discuss with a member of the team 0203 141 9040
As Peter Graham knows from personal experience, the completion of a finance deal can never be taken for granted until all the details have been finalised and the contract signed. “We were at the 11th hour with a traditional lender and due to something unforeseen – it was the technicalities of their own policies –…
Read More
There are perhaps 300 lenders serving SMEs in the UK Market. That’s a good thing, but choice can also be a challenge. How do SMEs find the right Alternative Finance lender? Graham Toy of the NACFB and brokers, Steve Johnson and Richard Jones discuss.
Read More
According to a report published towards the end of last year by UK Finance, by 2025 Britain’s GDP could be anywhere between 9 and 14 per cent higher in real terms than it is today. And if the best-case scenario holds true, the UK population of small and medium-sized enterprises (SMEs) could be up to…
Read More
The Alternative Finance market provides an example of how technology – coupled with a real awareness of a gap in the existing market – can drive rapid change. And it’s a change that has brought benefits to both businesses seeking capital – by creating another source of funding – and investors who can benefit from…
Read More
In an ideal world, business owners seeking to raise debt capital would approach potential lenders well in advance of the money being required. That’s not always possible, of course. Opportunities arise that may require debt funding. Less positively, a business may fall victim to an unexpected event – such as the collapse of a major…
Read More
In many respects, platform lending has been accepted into the corporate finance mainstream. Witness the latest report from the Cambridge Centre for Alternative Finance. Crunching the numbers for 2017, the Centre found that around 40% of loans advanced to businesses through P2P platforms were funded by institutions, including mutual and pension funds. It’s a finding…
Read More
As Mick Jagger once memorably sang: “You can’t always get what you want.” And although the Rolling Stones frontman was – it’s probably safe to say – not thinking about the fundraising challenges faced by SMEs at the time of writing, the song could probably serve as soundtrack for those struggling to secure the capital…
Read More
As 2018 draws to a close, the Alternative Finance revolution is showing no sign of losing momentum. Witness the latest update from the P2P Finance Association. According to the trade body, new lending to businesses by its members totalled £750m in the second quarter of 2018. Net lending to SMEs came in at around…
Read More
The world of property development has its own well-established finance ecosystem – one in which banks and also specialist lenders provide a range of funding options to investors, developers and entrepreneurs. And that is good news for anyone preparing plans for an investment in the buy-to-let market or something more ambitious – perhaps…
Read More
Britain’s town and city centres have undergone huge changes over the last few decades. As manufacturing declined, many of the light and heavy industrial units that operated in close proximity to shopping and residential areas have been converted to offices or, more recently, apartments. Looking to the future, as retailers come under pressure, many analysts…
Read More