Posts Tagged: alternative finance

Beyond Peer to Peer Lending – Why Opt For a Private Debt Platform?

‘Peer-to-peer lending’. These days it’s a term that is familiar to just about everyone with an interest in SME finance. Widely covered in the press and now broadly recognised by brokers and advisers as an option that should be considered when businesses need to borrow, Peer-to-Peer debt solutions are, arguably, no longer ‘alternative’ but part…

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A Short Guide to Alternative Finance

The growing popularity and availability of ‘alternative finance’ has been one of the big business stories of the last five years or so. The expansion of the Alternative Finance universe isn’t surprising. The great financial crisis swept away many of the comfortable ‘certainties’ of the funding marketplace. Prior to the meltdown in the global banking…

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More Businesses Are Turning To Alternative Finance

New research from payments provider Worldpay, shows that more small businesses are turning to alternative finance options, including peer-to-peer lending, to support their growth plans.   Almost 40 per cent of business owners claim the growth in alternative finance has made them less reliant on traditional sources of finance for funding, however, the number of…

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First Port of Call – When to Seek Alternative Finance

Nature abhors a vacuum, so when bank lending slowed to a trickle in the wake of the global financial crisis, it was almost inevitable that new forms of business funding would emerge to address demand from SMEs for growth and working capital. In the short term, asset backed lenders – the alternative financiers of their…

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The Alternative Lending Landscape Sees New Entrants

The investment banking giant Goldman Sachs is considering launching a consumer lending arm in the UK, which will compete with the likes of Zopa and RateSetter.   The US bank is reportedly looking to expand its retail banking business in the UK, initially with savings accounts and potentially moving into lending with the roll out of…

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In the Mainstream – Alternative Finance’s Strong Presence at the NACFB Expo

This year’s National Association of Commercial Finance Brokers (NACFB) Expo was a hugely successful event. Staged at the NEC Birmingham in late June, the Expo attracted brokers from across the UK, all of them keen to connect with finance providers, network with their peers and participate in discussions about developments in the industry.   Of…

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A Shift in the Small Business Lending Landscape

  Speculation is ripe in the lending industry that Goldman Sachs may be entering the small and medium sized enterprise (SME) lending market. Last October, when the age old investment bank, launched its online lender Marcus, a fixed-rate personal loans program, it hinted at potentially pursuing the regular retail market.     In July, Goldman…

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