Posts Tagged: alternative finance

CCAF Launches First Global Blockchain Study

BitCoin – CCAF Launches First Global Blockchain Study

The Cambridge University’s Centre for Alternative Finance (CCAF) has announced the launch of the first global study into how cryptocurrencies and Blockchain are being used around the world today. The study will primarily aim to understand the security challenges of cryptocurrency exchanges. The CCAF has invited companies that partake in the sale, purchase and/or trading…

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Large Irish Businesses Increase Borrowing Through Invoice Finance

Spiralling stack of Euros – Large Irish Businesses Increase Borrowing Through Invoice Finance

Companies in Ireland registering turnovers between €10 million and €25 million have increased their borrowing through invoice finance by 21% in Q2 2016. This is according to new research from the Asset Based Finance Association (ABFA), the body that represents in UK and Ireland invoice finance industry. The figures reveal that large Irish companies received…

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P2P Lenders Call for Tougher Regulation

Order not chaos sign post – P2P Lenders Call for Tougher Regulation

P2P lenders in the UK have come forward saying that there is an “urgent” need for tighter regulation in their own industry. The concerns centre around consumers understanding the risks of P2P finance, with the Peer-to-Peer Finance Association (P2PFA) now calling for tougher regulation in order to ensure that consumers are fully informed of the…

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Alternative Finance Terminology A-Z – Part 1 (A-F)

Wooden cube letters – Alternative Finance Terminology A-Z – Part 1 (A-F)

“A bank is a place that will lend you money if you can prove that you don’t need it.” – Bob Hope There is a rather alarming paradox at play in many industries and professions the world over, and it’s this: rather than using their intelligence, the professional world is full of people who instead…

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P2PFA Publish Major Research on UK P2P Sector

Pound symbol, £20 notes – P2PFA Publish Major Research on UK P2P Sector

The Peer to Peer Finance Association (P2PFA) has released a major study on the economics of the UK’s P2P finance market, analysing the costs, risks and benefits of P2P lending. The report also explores P2P business models, with specific focus on the eight platforms that form the membership of the P2PFA, which combined account for…

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70% UK SMEs Confident about Access to Finance Despite Brexit

Pile of pound coins – 70% UK SMEs Confident about Access to Finance Despite Brexit

Recent findings from a Close Brothers Business Barometer report reveal that over two thirds (70%) of SME owners in the UK have no fears about their access to finance following Brexit. Only in the Greater London area did businesses feel that the UK’s decision to leave the EU would affect their chances of acquiring funds…

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Debt Financing Vs. Equity Financing – The Pros and The Cons

one way/another way sign post – Debt Financing Vs. Equity Financing – The Pros and The Cons

Let’s begin by stating a simple truth – businesses need finance to grow. In an ideal world, this finance would be taken from the business’s very own booming profits, and growth would be self-perpetuated forever more. Unfortunately, however, this is the real world that we find ourselves in, and the real business world at that,…

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How to Reduce Small Business Debt

debt unchained - How to reduce small business debt

The joy of being an entrepreneur is all-engrossing. The journey is tough, the road paved with enemies and obstacles, but ultimately the rewards are plentiful. Or are they? Quitting your day job to pursue a dream – or perhaps a dream income – takes its toll emotionally and energetically. You have a solid business plan,…

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Cambridge University and FCA Partner to Review UK Alternative Finance

Cambridge University - Cambridge University and FCA Partner to Review UK Alternative Finance

The Cambridge Centre for Alternative Finance (CCAF) and the Financial Conduct Authority (FCA) have formed a unique partnership to review the UK’s burgeoning alternative finance sector. The research will help determine whether tougher regulation is needed in the industry, which includes crowdfunding and P2P.     The CCAF is recognised as a global leader for research…

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