Posts Tagged: crowdfunding

Alternative Finance Continues to Evolve into 2019

As 2018 draws to a close, the Alternative Finance revolution is showing no sign of losing momentum.   Witness the latest update from the P2P Finance Association. According to the trade body, new lending to businesses by its members totalled £750m in the second quarter of 2018. Net lending to SMEs came in at around…

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Filling The Gap – SME Funding After Brexit

The scale of Britain’s contribution to the European Union continues to be a subject for sometimes heated debate – even two years after the Brexit vote. During the referendum campaign, those on the leave side put the figure at £19bn per year, while remain voters pointed out that a large percentage of that money came…

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Fintech’s Success Story – The Secret is Better Service

Financial technology – more colloquially referred to as Fintech – has become one of the hottest corners of the UK’s startup universe.   Evidence of the sector’s strength is provided, at least in part, by the growing interest of investors. In 2017, British tech startups attracted £2.99bn in equity investment, according to figures published by…

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Is Crowdfunding Right For You? – A Checklist

The Alternative Finance universe is expanding and evolving, but for most small and medium sized businesses in search of funding, there are two basic options – namely borrowing or selling equity via a crowdfunding platform.     Borrowing via an online platform is the most popular of the two, at least in terms of the sums…

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Crowdcube Launches Regional Funding Drive  

Equity crowdfunding platform Crowdcube has teamed up with industry partners in an initiative to increase the flow of investment to startups and growth businesses in the United Kingdom’s regions. Announcing the plan on March 29, Crowdcube set itself an ambitious target of doubling investment via the platform to the regions within five years. To deliver…

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A Shifting Balance – Why Alternative Finance is Winning Market Share

Marketplace lending is now an established segment of the UK’s business finance ecosystem, but until relatively recently it has perhaps been considered as an ‘alternative’ solution – something that sits outside the mainstream.   It’s a perception that may be changing, as debt platforms take an increasingly large share of the SME lending market.  …

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Alternative Finance and Multiple Funding Round

The concept of multiple funding rounds is familiar to most business owners – and particularly to those entrepreneurs who are focused on steering their companies on a growth path that runs from ‘startup’ to ‘scale-up’. The classic funding escalator runs from seed funding –  which might be sourced from angels, VCs, an accelerator, a government…

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A Short Guide to Alternative Finance

The growing popularity and availability of ‘alternative finance’ has been one of the big business stories of the last five years or so. The expansion of the Alternative Finance universe isn’t surprising. The great financial crisis swept away many of the comfortable ‘certainties’ of the funding marketplace. Prior to the meltdown in the global banking…

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