Posts Tagged: debt finance

FCA Seeks to Toughen Lending Rules in P2P Market

§ – FCA Seeks to Toughen Lending Rules in P2P Market

The UK’s Financial Conduct Authority (FCA) is proposing tougher rules on transparency and disclosure for P2P lending platforms, following a six-month review into the burgeoning industry. In July, the FCA made the announcement that it would be probing the multi-billion-pound alternative finance industry for the second time in two years, amid concerns that investors were…

Read More

Late Payments Culture Posing Serious Threat to UK SMEs

PAID – Late Payments Culture Posing Serious Threat to UK SMEs

The UK’s late payments culture is posing a serious threat to the survival of small and medium-sized enterprises (SMEs). Over one third (34%) of SME owners have highlighted late paying clients as a major difficulty, according to research from Close Brothers Invoice Finance. Of these, 65% said that the main area of concern was with…

Read More

Investor Confidence in Private Debt Market Strong Despite Brexit

pound coin stack – Investor Confidence in Private Debt Market Strong Despite Brexit

New research by fund services group Elian has revealed that institutional investor confidence in direct lending remains high despite uncertainty surrounding Brexit. It’s been a shaky five months for private debt markets since the UK voted to leave the EU. But, in spite of this, nearly three quarters (73%) of institutional investors who took part…

Read More

Alternative Finance Terminology A-Z – Part 2 (G-L)

Scrabble letters jumble – Alternative Finance Terminology A-Z – Part 2 (G-L)

“Withdrawal symptoms are what you experience every time you go near your bank” – Anonymous. All industries and disciplines have their very own unique sets of jargon – and the AltFi (that’s an abbreviation for “alternative finance”, by the way) industry is no different. Here’s Part 2 of The Route – Finance’s alternative finance terminology…

Read More

Debt Financing Vs. Equity Financing – The Pros and The Cons

one way/another way sign post – Debt Financing Vs. Equity Financing – The Pros and The Cons

Let’s begin by stating a simple truth – businesses need finance to grow. In an ideal world, this finance would be taken from the business’s very own booming profits, and growth would be self-perpetuated forever more. Unfortunately, however, this is the real world that we find ourselves in, and the real business world at that,…

Read More

How to Reduce Small Business Debt

debt unchained - How to reduce small business debt

The joy of being an entrepreneur is all-engrossing. The journey is tough, the road paved with enemies and obstacles, but ultimately the rewards are plentiful. Or are they? Quitting your day job to pursue a dream – or perhaps a dream income – takes its toll emotionally and energetically. You have a solid business plan,…

Read More