Posts Tagged: due diligence

Preparing to borrow – What A Business Needs To Do

                    Platform-based lending has undoubtedly opened up the UK’s corporate finance market. Five years ago, a small company seeking debt funding would have – almost by default – gravitated towards one or more High Street banks, or perhaps a specialist business lender, recommended by a broker.…

Read More

FCA Set to Toughen-Up on P2P Lenders

  The Financial Conduct Authority (FCA) has been consulting on further regulation of the peer-to-peer (P2P) sector since it found evidence last year of “consumer detriment” in the way companies match end investors with companies and individuals seeking loans.  The FCA’s full review of the P2P industry, which is expected to be released in early autumn,…

Read More

Opening the Books – Preparing for Due Diligence

Any business owner seeking to raise capital must inevitably ask a simple question. Will my funding proposal represent an attractive proposition to lenders or equity investors? It’s a question that is often the precursor to a series of steps that will ultimately create a better business. A requirement for additional finance forces a change of…

Read More

Alternative Finance Terminology A-Z – Part 2 (G-L)

Scrabble letters jumble – Alternative Finance Terminology A-Z – Part 2 (G-L)

“Withdrawal symptoms are what you experience every time you go near your bank” – Anonymous. All industries and disciplines have their very own unique sets of jargon – and the AltFi (that’s an abbreviation for “alternative finance”, by the way) industry is no different. Here’s Part 2 of The Route – Finance’s alternative finance terminology…

Read More

Debt Financing Vs. Equity Financing – The Pros and The Cons

one way/another way sign post – Debt Financing Vs. Equity Financing – The Pros and The Cons

Let’s begin by stating a simple truth – businesses need finance to grow. In an ideal world, this finance would be taken from the business’s very own booming profits, and growth would be self-perpetuated forever more. Unfortunately, however, this is the real world that we find ourselves in, and the real business world at that,…

Read More

Conducting Due Diligence: The Risks Of Alternative Lending

P2P (peer-to-peer) lending is one of the fastest growing markets in the UK. Breaking record after record for amounts lent year after year, savers and investors who have discovered the various online alternative lending platforms have been enjoying some high returns on their ventures now for some time. Indeed, 2015 seems to be the year…

Read More