Posts Tagged: p2p lending

Private Debt Platform Investment Providing More Capital For The Route’s Borrowers

Since its launch, investors have committed almost £132 million to support entrepreneurs, developers and business owners via The Route – Finance’s Private Debt Platform.   Taken in isolation it’s an impressive figure. Those who invest via The Route – Finance’s platform are private individuals committing their own funds. Like all investors, they are accepting a…

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FCA Signals Tighter Controls on Peer to Peer Lending

The Financial Conduct Authority has published proposals aimed at providing a greater degree of protection for investors who lend to individuals and businesses through Peer to Peer (P2P) platforms.   To date the FCA has taken a ‘softly, softly’ approach to the regulation of marketplace lending, taking the view there was a need to encourage…

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Platform Power – How Information Helps Drive Investment

Since the launch of the first Peer to Peer and Equity Crowdfunding platforms, alternative finance has not only been providing new options for businesses seeking capital, it has also been redefining the web of relationships that link companies, investors and intermediaries.    In broad terms, the various platforms that have emerged over the past five…

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P2P Lenders Retreat from Unsecured Market

The UK’s alternative finance industry is experiencing a period of retrenchment as major players pull back from unsecured lending. While some analysts see this as a positive step to lenders focusing in on their specialist or niche sectors, this doesn’t help the UK’s 5.7 million small businesses, many of whom have no other option than…

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Preparing to borrow – What A Business Needs To Do

                    Platform-based lending has undoubtedly opened up the UK’s corporate finance market. Five years ago, a small company seeking debt funding would have – almost by default – gravitated towards one or more High Street banks, or perhaps a specialist business lender, recommended by a broker.…

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2018, the Year P2P Comes of Age

Analysts believe that 2018 will be the year Peer-to-peer (P2P) comes of age as the major platforms gear up to launch their new innovative finance ISA’s (IFISA) in the new year. According to data from research provider Intelligent Partnership, P2P consumer lending platforms said they expected the new products to boost their annual lending volumes…

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The Growth of P2P Lending: Is It Sustainable?

The peer-to-peer (P2P) lending sector is still making headlines with its explosive growth rate. According to data gathered by AltFi lending volumes through P2P platforms achieved a staggering compounded annual growth rate of 110 per cent between 2011 and 2016 and 2017 looks like more of the same. The popularity of the sector has been…

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Alternative Finance Continues Its Steady March to Mainstream

  P2P (peer-to-peer) lender Zopa has announced it will partner with Saffron Building Society effectively allowing customers to apply for its loans via the Society’s 11 brick-and-mortar branches.    The new tie-up will enable borrowers to apply for a P2P loan at any of Saffron Building Society’s 11 branches across Hertfordshire, Essex and Suffolk and via Saffron’s…

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