Posts Tagged: pension-led funding

Debt Financing Vs. Equity Financing – The Pros and The Cons

one way/another way sign post – Debt Financing Vs. Equity Financing – The Pros and The Cons

Let’s begin by stating a simple truth – businesses need finance to grow. In an ideal world, this finance would be taken from the business’s very own booming profits, and growth would be self-perpetuated forever more. Unfortunately, however, this is the real world that we find ourselves in, and the real business world at that,…

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Pension Freedoms Driving SIPP Market

Pension freedoms have brought the SIPP (Self-invested Personal Pensions) market to the fore, according to Jeff Steedman, head of Sipp/Ssas business development at Xafinity. Speaking to FTAdviser, Mr Steedman said that final salary transfers into SIPPs and SSAS (Small, Self-administered Schemes) had notably been on the rise. “These are often high-value pensions and therefore people…

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Opinions Split Over Likelihood Of Two-tier SIPP Market

There is a split in opinion in the finance industry as to whether there will emerge a two-tier SIPP (self invested personal pension) sector as the market matures. Some experts are advising that the SIPP market will divide into two distinct categories: Platforms that will specialise in high-risk investments for high-worth investors. Platforms that will…

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SMEs Increasingly Using Pensions To Fund Growth

Pension-led funding (PLF) is being used by an increasing amount of SMEs for the purposes of financing growth and expansion. According to a recent report by Nesta and Cambridge University, £25 million of funding was secured by SMEs using PLF last year. The average amount raised via the pension-led funding route was just over £70,000,…

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Understanding The Alternatives: A Guide To Alternative Finance Platforms

Every industry and discipline the world over has its own set of jargon that you simply won’t encounter anywhere else. If you’re into poetry, then you will be dealing in the realms of enjambment, villanelles, caesuras, and anapaestic tetrameter. If you’re unfortunate enough to find yourself in the world of law, then it’ll be insolvencies,…

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