Posts Tagged: private debt platform

Due Diligence and Borrower Transparency are Key to Debt Funding

In an ideal world, business owners seeking to raise debt capital would approach potential lenders well in advance of the money being required. That’s not always possible, of course. Opportunities arise that may require debt funding. Less positively, a business may fall victim to an unexpected event – such as the collapse of a major…

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Assessing the Cost of Capital On Property Development Projects

There is no single way to raise the capital necessary to fund a property development project. Depending on the size and scope of the venture, a developer might opt for some kind of term loan, a development finance package, bridging loan or a joint equity venture in which the profits are split between one or…

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Beyond P2P – The Growing Importance of Niche Lending Platforms

In many respects, platform lending has been accepted into the corporate finance mainstream. Witness the latest report from the Cambridge Centre for Alternative Finance. Crunching the numbers for 2017, the Centre found that around 40% of loans advanced to businesses through P2P platforms were funded by institutions, including mutual and pension funds. It’s a finding…

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What’s in a Name? – the Difference Between Peer to Peer lending and Private Debt    

‘Private debt’ is not a term that has much resonance outside the financial services industry. Unlike, say, crowdfunding and peer-to-peer lending, the concept doesn’t attract much coverage in the mainstream press and, as yet, it probably isn’t on the radar screens of the majority of small and medium sized business owners. And yet, along with…

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Crunching the Numbers – What 2017s Numbers Say About AltFi’s Future

2017 marked another year of growth for the Alternative Finance industry – a sector that now not only includes crowdfunding and platform lending, but arguably a whole new fund-raising category in the shape of initial coin offerings (ICOs). But what do last year’s figures tell us about the industry’s prospects in 2018. And perhaps more…

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Platform Power – How Information Helps Drive Investment

Since the launch of the first Peer to Peer and Equity Crowdfunding platforms, alternative finance has not only been providing new options for businesses seeking capital, it has also been redefining the web of relationships that link companies, investors and intermediaries.    In broad terms, the various platforms that have emerged over the past five…

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