Posts Tagged: SME finance

Preparing to Borrow For A Property Development Project  

Property development opportunities take many forms, so naturally enough, there are also numerous finance options. When preparing to borrow to fund a project, it’s important not only to match the source of finance to the project, but also to think about what the lender will require before signing off on a deal. So depending on…

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Barclays Buys Into MarketInvoice

Barclays has announced plans to partner with MarketInvoice, in a move that will also see the banking giant taking a minority stake in the online business lender.   Established in 2011, MarketInvoice offers a variation on the invoice discounting theme by enabling businesses to borrow against their debtor books via an online platform connecting them…

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The Year So Far – Use of Credit is Down in 2018 but AltFi Growth Continues

Back in January of this year, merchant bank, Close Brothers published a survey suggesting that just over a quarter of UK SMEs felt they were not being served by their high street banks. In particular, the survey identified a perception that traditional banks lacked the specialist knowledge required to effectively support their small business customers.…

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Private Debt Investors Increasingly Drawn To Special Situations Deals

Private debt investors are increasingly targeting higher risk deals, according to research published by alternative asset market intelligence provider Preqin.   In its latest quarterly Private Debt Market Update, Preqin estimates that there are more than 3,200 active private debt investors globally, and within that community the appetite for exposure to deals involving distressed debt…

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Crunching the Numbers – What 2017s Numbers Say About AltFi’s Future

2017 marked another year of growth for the Alternative Finance industry – a sector that now not only includes crowdfunding and platform lending, but arguably a whole new fund-raising category in the shape of initial coin offerings (ICOs). But what do last year’s figures tell us about the industry’s prospects in 2018. And perhaps more…

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Banks Face an Uber Moment, says Citigroup Report

Every industry has its Uber moment – the point when a new wave of technology-led challengers begin to change the game. And according to financial services giant Citibank, that moment has arrived for the banking industry in Europe and North America. In a new report entitled Digital Disruption – Citigroup puts traditional banks on notice…

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Finance Directors Are Laggards When It Comes to Alternative Finance

 A new study from an independent senior recruitment specialist firm, Tindall Perry, reveals that 74 per cent of finance directors describe their knowledge of alternative finance as average or above, yet only a quarter of them were comfortable accessing crowdfunding or peer-to-peer lending.   Over 83 per cent of finance directors approach their bank first…

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P2P Players Prepare for a Busy 2018

Peer-to-peer lenders are preparing for another year of record levels of funding for SMEs (Small and medium-sized enterprises) in 2018. January has seen a profusion of announcements from lenders about new products, platforms and some lenders are revamping their brand in a bid to become the go-to lender for SMEs seeking loans as competition in…

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P2P Lenders Retreat from Unsecured Market

The UK’s alternative finance industry is experiencing a period of retrenchment as major players pull back from unsecured lending. While some analysts see this as a positive step to lenders focusing in on their specialist or niche sectors, this doesn’t help the UK’s 5.7 million small businesses, many of whom have no other option than…

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