Posts Tagged: SME

British Business Investment Launches £100m Plan To Support Regional SMEs  

British Business Investment has announced a new initiative aimed at improving the flow of ‘angel’  funding to small and medium sized businesses in the UK’s regions. Research carried out by the organisation – a subsidiary of the British Business Bank – has revealed significant regional imbalances in the availability of angel funding. According to the…

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Bank Lending Falls, Not Driven by Switch to Alternatives

Small businesses are borrowing less, which could threaten their future growth, the Federation of Small Businesses (FSB) has warned. A report last week showed that bank lending to non-financial businesses fell by £698 million in July and according to the FSB this drop is not driven by a switch to alternative lending.   The latest Voice…

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Alternative Finance Terminology A-Z – Part 4 (S-Z)

 “Money is better than poverty, if only for financial reasons.” – Woody Allen Welcome to Part 4 of our guide to Alternative Finance Terminology (see also Part 1, Part 2 and Part 3). S Security In the world of Alternative Finance, security generally refers to collateral on a loan, which a lender can use to…

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50,000 SMEs fold waiting for supplier payments

The UK’s poor supply chain practices put SMEs out of business says a new report from the FSB. The report, ‘Time to Act: The economic impact of poor payment practice, says British SMEs are owed a massive £67.4 billion in unpaid invoices and these late payment practices force an estimated 50,000 firms out of business each year.…

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Growing Appetite for Equity Finance Amongst UK SMEs

Pound coin stacks – Growing Appetite for Equity Finance Amongst UK SMEs

A new report from Albion Ventures has found that UK SMEs are becoming increasingly attracted to long-term equity finance. In 2013, just 12% of small and medium-sized businesses in the country were willing to give up equity in exchange for financial support. But, according to the latest figures, that figure has now grown to 44%,…

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Late Payments Culture Posing Serious Threat to UK SMEs

PAID – Late Payments Culture Posing Serious Threat to UK SMEs

The UK’s late payments culture is posing a serious threat to the survival of small and medium-sized enterprises (SMEs). Over one third (34%) of SME owners have highlighted late paying clients as a major difficulty, according to research from Close Brothers Invoice Finance. Of these, 65% said that the main area of concern was with…

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Alternative Finance Terminology A-Z – Part 2 (G-L)

Scrabble letters jumble – Alternative Finance Terminology A-Z – Part 2 (G-L)

“Withdrawal symptoms are what you experience every time you go near your bank” – Anonymous. All industries and disciplines have their very own unique sets of jargon – and the AltFi (that’s an abbreviation for “alternative finance”, by the way) industry is no different. Here’s Part 2 of The Route – Finance’s alternative finance terminology…

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88% of Equity Crowdfunded Firms Still Trading, Report Reveals

Open sign – 88% of Equity Crowdfunded Firms Still Trading, Report Reveals

Alternative finance research firm AltFi has released the second instalment of the “Where Are They Now?” report – an annual evaluation of crowdfunded companies – in which a strong performance is revealed across the sector. The report reviewed data from 751 companies that had made 955 capital raises across the top crowdfunding platforms in the…

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