Please call to discuss with a member of the team 0203 141 9040
Property development opportunities take many forms, so naturally enough, there are also numerous finance options. When preparing to borrow to fund a project, it’s important not only to match the source of finance to the project, but also to think about what the lender will require before signing off on a deal. So depending on…
Read More
The second quarter of 2018 saw a rise in UK businesses borrowing against non debtor book assets but there was a drop in lending against invoices. According to figures published by trade body UK Finance, lending against assets came in at £4.3bn over the quarter, representing a rise of 5.6% when compared to the…
Read More
Britain’s ‘buy to let’ boom has encouraged huge numbers of people to invest in residential property as a means to secure income and growth. On the face of it, the ‘buy to let’ market is dominated by relatively unambitious investors. According to a Council of Mortgage Lenders report (The Profile of Private Landlords) around 60%…
Read More
The scale of Britain’s contribution to the European Union continues to be a subject for sometimes heated debate – even two years after the Brexit vote. During the referendum campaign, those on the leave side put the figure at £19bn per year, while remain voters pointed out that a large percentage of that money came…
Read More
The Alternative Finance universe is expanding and evolving, but for most small and medium sized businesses in search of funding, there are two basic options – namely borrowing or selling equity via a crowdfunding platform. Borrowing via an online platform is the most popular of the two, at least in terms of the sums…
Read More
‘Private debt’ is not a term that has much resonance outside the financial services industry. Unlike, say, crowdfunding and peer-to-peer lending, the concept doesn’t attract much coverage in the mainstream press and, as yet, it probably isn’t on the radar screens of the majority of small and medium sized business owners. And yet, along with…
Read More
The concept of multiple funding rounds is familiar to most business owners – and particularly to those entrepreneurs who are focused on steering their companies on a growth path that runs from ‘startup’ to ‘scale-up’. The classic funding escalator runs from seed funding – which might be sourced from angels, VCs, an accelerator, a government…
Read More
‘Peer-to-peer lending’. These days it’s a term that is familiar to just about everyone with an interest in SME finance. Widely covered in the press and now broadly recognised by brokers and advisers as an option that should be considered when businesses need to borrow, Peer-to-Peer debt solutions are, arguably, no longer ‘alternative’ but part…
Read More
The generation of innovative alternative finance platforms that have emerged in the UK since the start of the decade are a product of a much wider digital revolution that has changed the relationship between providers and customers in just about every sector. And given that one of the key trends in the digital transformation of…
Read More
The growing popularity and availability of ‘alternative finance’ has been one of the big business stories of the last five years or so. The expansion of the Alternative Finance universe isn’t surprising. The great financial crisis swept away many of the comfortable ‘certainties’ of the funding marketplace. Prior to the meltdown in the global banking…
Read More